Financing....
Help me build my credit! A vehicle loan is an excellent way to either build or re-build your credit. Maintaining a good relationship with your vehicle lender will help show other lenders that you are a good credit risk. As you repay your loan on time, you will demonstrate that you have put your credit problems behind you.
Employment: Minimum employment requirements are six months on the job. Exceptions to this requirement can be made when the customer is taking a new job in the same or similar field of employment, and the customer was at the previous job for at least one year.
Residency: Minimum residency requirement is six months unless there is a correlation to the customer's employment situation.
Residency/Employment: Minimum combination employment/residency is twelve months combined.
Income: The customer must be able to meet their debt servicing requirements. A debt service ratio will takes into account a customer’s total monthly payments including vehicle payment, vehicle insurance, rent/mortgage payments and any other liabilities the customer may have. In addition, the customer must have a minimum income of $1,400 per month.
Please fill in all fields and Click the Submit Button at the bottom of the page:
Landlord/Mortgage Holder:
Double click here to add text.As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.
Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.
Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Canada Revenue. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.
Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with provincial and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.
Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:
A) As permitted by federal or provincial law.
B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.
C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.
D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.
If the item above is checked, I direct you not to share nonpublic personal information about me to non-affiliated third parties, except as provided in this Privacy Policy.
Double click here to add text.I am interested in purchasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me,in order to help determine the types and extent of financing which may be available to me.
Tell us what Vehicle you are interested in getting:
Green Cap Auto Repair & Sales Ltd.